Ushealth Advisors - Avoid This Company Do not do business with this company
My employees and I applied for this insurance. We all declined when we had a chance to read it over. The company drafted payments even though the insurance had been declined. When I complained I was given the run around, was not able to speak with a supervisor was passed back and forth like a bad penny. The lady I finally landed with(nice person in a *** job) was not empowered to do anything but collate my complaint.
They promised to call back ........ ha ha !
I phoned their agent, who was quick to acknowledge that the insurance had been declined.
Reason of review: Problems with payment.
Location: Madison, Alabama
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DO not buy insurance from this company !!!! They do not pay claims
I WORK FOR THE COMPANY AND IT IS GREAT. GREAT JOB, GREAT PRODUCTS, GREAT MONEY. DON'T BELIEVE THESE IDIOTS WHO DO NOT KNOW WHAT THEY ARE TALKING ABOUT.
I was declined also. They say they only take healthy people and something showed up in my medical history they didn't like.
I wish I could get on this policy. There was never a premium taken out of my account.
If you were declined they would not have drafted payment. If your whole company accepted coverage then cancelled, then this was a timing issue between the bank and the company and out of anyone's control. Hopefully your agent was able to help you since they really do have the best plans.
Two things , first you must've paid with a credit card, because if you paid through a bank account, you have to be approved first before the account could be drafted. The underwriters have to approve your health before any transactions take place, then you can decide when the money comes out your account for the premium.
Second thing is, don't use the fact that you used a bank card and got your account drafted immediately as an excuse, go jump on any other plan online , you pay immediately, oh and good luck getting anyone on the phone to handle your issue without waiting for your hair to turn grey before you get a reply and not even your issue resolved.
I'M SURE THE AGENT TOLD YOU THAT IT WOULD BE DRAFTED IMMEDIATELY IF BY CARD, IF NOT THEN SHAME ON THE AGENT.
You cannot get drafted on an insurance policy if you were declined. Sounds like you were just mad because you were declined.
Thank you for sharing your story! I just received a call this morning from a salesperson from this company. I work in health care, and see so many people who have been preyed upon by these companies taking advantage of the misinformation spread around Obamacare.
I've been on this policy for 2 years and it's fantastic. I'm so happy I could get off obamacare.