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I built a plan that was awesome. CIGNA PPO and not have to pay for wellness.

Who needs it. Best plan that gets first dollar coverage and available to get more benefits with unlimited certificate. Nothing better. You do have to qualify but that's the point for health people to get better rates.

Eric Bernstein was my advisor and he walked me through so many options. He even showed me the ACA plans that were not only too costly but had limited options.

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Reason of review: Good customer service.

Location: Oklahoma City, Oklahoma

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Sometimes it can depend on your agent. I worked with someone and decided not to take the plan since they did not seem to care about what I really needed.

But I liked the idea of the plan for my family so when another agent contacted me I ended up taking the plan last year.

My family has had no problems. I had to pay out of pocket for some well visits but still am paying at least 3600 less in premium with everything else covered and saving.

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