Health Insurance Alert Do not buy health insurance though US Health Advisors. They sell junk health insurance through companies like Freedom Life Insurance of America.
It is not major medical. Some basic services are not covered. They only paid for one blood test and limit doctor office visits. They put Multi-Plan on the ID card and you think it is a health network but Multi-Plan/PHCS is not a health network.
They only set the payout that the insurance company is liable for. On a CT scan, Multi-Plan set the payout at $150 on a $5100 bill. Google "US Health Advisors ripoff", "Freedom Life Insurance of America ripoff", "PHCS ripoff" US Health Advisors did not mention an additional $45 per month membership fee with American Independent Business Coalition. The "Coalition" is administered by US Health Advisors.
Sounds like a "Racket" to me.
They also added Life Insurance of which there there was no mention of in the application process. I was able to cancel the policy fortunately,
Product or Service Mentioned: Ushealth Advisors Health Insurance.
Reason of review: Bad quality.
Monetary Loss: $6000.
Preferred solution: Price reduction.